Refund Policy

CANCELLING THIS COVER
You may cancel this cover at any time by contacting us. If you cancel this cover within 14 calendar days of receiving it, you will receive a full refund of any premiums you have paid to us. If, however, you have made a claim during this period, we reserve the right to deduct any costs we incur in respect of that claim from the refund of Premium which is due to you and we will tell you if we are making this deduction. If you cancel this cover after such 14 calendar day period, cancellation will be effective immediately.
We are entitled to cancel this cover at any time by giving you 14 days’ notice in writing to your last address.

Cancellation of Monthly Cover
You will not be charged any more Monthly Premium amounts, but you will not receive a refund of any Premium you have paid to us.

Cancellation of Annual Cover
You will be entitled to a return of Premium for the number of complete unexpired months remaining of your cover less an administration fee of £30 but you will not be entitled to such a refund if a claim or an incident that may give rise to a claim has occurred.